We offer a variety of loans to meet your needs. Every customer is different, so we work with you to provide the best loan, value, and service that works best for you. When meeting with clients, we use our 30+ years of experience to determine which loan is best. However, below is a list for you to review so you can understand which might best work for you.


Below is an overview of loans that we offer. We’ll work with you to find one that’s perfect for you

FHA Loan

Recommended for homebuyers with limited savings or low to moderate income, an FHA Loan offers a low down payment and flexible income, debt, and credit requirements. Applicants can also use gift funds to help with their down payment. Contact your local mortgage advisor to learn more about this benefit.

VA Loan

Recommended for qualified veterans, reservists, active service members and their spouses, a VA Loan requires no down payment and offers flexible income, debt, and credit requirements. VA Loans are also available to eligible first or second time homebuyers who have low to moderate income.


Recommended for homebuyers purchasing a home located in a designated USDA rural area, USDA Loans offer no down payment options, flexible income, debt, and credit requirements and little to no closing costs for low to moderate income homebuyers.


Jumbo Loans

Recommended for homebuyers who need larger loan amounts, a jumbo loan offers mortgage amounts in excess of the conforming loan limit. This loan features fixed, adjustable rate and interest only options.

Fixed Rate Loan

Recommended for homebuyers who prefer regular, fixed payments, a fixed rate loan offers predictable, easy to amortize payments and protection against rising interest rates.


Adjustable Rate Loan (ARM)

Recommended for homebuyers who want to save money in the short term, an adjustable rate loan offers early term monthly payments, a variety of initial fixed rate options and the flexibility to move in a few years.

FHA 203(k) Rehab Loan

Are you ready to turn that “fixer-upper” into your dream home? The FHA 203(k) Rehab Loan is designed for buyers that want to finance the cost of the home plus home improvements into a new loan.


Student Loan Refinance

Finance of America is excited to introduce a new product for those looking to consolidate student loan debt! This product is designed for consumers who want to: lower the interest rate on existing loans, lower monthly payments, consolidate payments to ONE easy payment a month and remove a parent or cosigner from the loan.


Designed for residential real estate investors, a commercial mortgage provides asset based financing for rental term loans and fix & flip lines of credit to investors across the country. Through our affiliate, Finance of America Commercial, we are helping clients overcome traditional financing hurdles and build long-term wealth through real estate investing. We can help convert an existing loan to better terms, unlock equity from an existing property, or fund your next rehab.


Reverse Mortgage

Designed for homeowners age 62 and older, a reverse mortgage can help you unlock the equity in your home or finance a new home purchase. Finance of America Mortgage through its affiliate, Finance of America Reverse, makes this piece of longevity-planning puzzle seamless and simple. We’re specialists in reverse mortgage financing and are dedicated to helping people learn more about this versatile financial instrument.

Jumbo Loans

Complimentary Consultation
Take advantage of Finance of America Mortgage’s, full and free mortgage loan consultation. Whether your loan needs are simple or complex, we’ll walk you through the entire mortgage loan process, and show you our multiple loan options for home purchases, home construction, and home refinancing.

Flexible Appointments
Our one-stop mortgage loan process includes free and flexible appointments. Call or email your local mortgage advisor and schedule an appointment today.

A Simpler Experience
At Finance of America Mortgage, we know the mortgage lending process can sometimes be intimidating. Our goal is to make that process simple, efficient and satisfying for every mortgage loan customer we meet.